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The Online Payment System provides the functionality to support online credit card payment using VISA and MasterCard. It provides interface between Cardholder and Acquirer Payment System.
It communicates with both Cardholder and Acquirer Payment System using messages that adhere to the Secure Socket Layer (SSL) protocol.

 


The shopper will enter their credit card details on a web page, and this is submitted to the merchant's web applications, which then process the payment via the payment server. Those are done in secure environment that uses 128-bit data encryption.

To use the service, merchants can either use their own merchant account (Individual Merchant Account) with an approved bank or utilize Master Merchant Account, which is operated by TM Net and its partner.

Individual Merchant

To become an individual merchant, a company needs to have a merchant account with an approved bank. All monies will go direct into merchant's account and it is totally managed by the merchant itself. TM Net can help merchant to apply for the merchant account but it is still depending on the Banks to approve the application. To enable the merchant account for e-commerce transactions, the bank will normally require the company to provide its company financial performance and to have certain amount of money deposited with the bank.

Master Merchant

Master Merchant (or also known as Payment Aggregator) is the concept of one party called "Master Merchant" will be collecting the monies on behalf of the others, the sub-merchants. The collections are for the receipt of payments made for items sold on-line. It is suitable for merchants who have difficulties in opening a merchant account with bank. The merchant account belongs to the "Master Merchant" and it is responsible to uphold the agreement with the acquiring bank. The "sub-merchant" will sign a separate agreement with the "Master Merchant" to authorize the latter to collect on their behalf and to ensure that the "Master Merchant" will reimburse the "sub-merchant" in return.

Integration

Merchants are advised to set up their web site before they can conduct online transactions with their customers via our payment system. Our payment system can be integrated with any web application regardless of its platform. The integration uses Application Programming Interface (API) that adhere Hypertext Transfer Protocol (HTTP), which is the common standard used by any web applications. Our technical support team is available to assist on any issues that may be raised by merchants.

e-Pay - Commerce Payment Service
 
Features
Description
 
Connectors

API for seamless connection
JAVA API
DCOM API

 
Netmyne Commerce Payment Manager
Web Based Interface to manage all the online transaction - view, report, capture, deletes. Generate statement. Check balance.
 
Card Supported
MasterCard and Visa
 
Real Time Processing
Yes
 
Highlights
  • No equipment or software needed
  • Easy to set-up, easy to use
  • Sales statistics and tracking
  • High-end safety and security protection
     
 
Services- Value Added Services
Description
  Hotline Support Phone support for customer service, technical support and administrative support
  Knowledge Based System A web based questions and answers facility.
  Directory Listing Free listing of merchant's site within TM Net Directory.
  Merchant Guidebook Access to a wide range of help files and guides, fraud prevention tips, FAQs, etc.
  Logo Join our brand-name campaign. Assure your customers that their payment is processed by a 3rd party professional.
  Advanced Infrastructures

We provide resilient infrastructure with:

  • Firewall Protection High-end
  • Encryption. High Load
  • Handling Server High
  • Availability Server

Price list for Service Charges
  1. Own Merchant Account
 
Individual Store
 
  Setup Fee 1000 - one time
  Subscription Fee 500 - monthly
  Transaction Fee 2% (exclusive bank's charges) - per transaction
  2. Master Merchant Account
 
Individual Store
 
  Setup Fee 450 - one time
  Subscription Fee 200 - monthly
  Transaction Fee 6% (exclusive bank's charges) - per transaction

* Price is subject to change without prior notice.
* Subscription is yearly basis.
* All payment must be done up-front during registration.

We have just the right packages to suit your needs. Let it be of personal use, a small business merchant or a big established corporation.

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Here is a complete list of reasonable charges incurred for customization and additional features.

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Please read the following information carefully.

T&C - Master Merchant Account

T&C - Own Merchant Account

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