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The Online Payment System
provides the functionality to support online credit card
payment using VISA and MasterCard. It provides interface
between Cardholder and Acquirer Payment System. It
communicates with both Cardholder and Acquirer Payment System
using messages that adhere to the Secure Socket Layer (SSL)
protocol.
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The shopper will enter their credit
card details on a web page, and this is submitted to the merchant's
web applications, which then process the payment via the payment
server. Those are done in secure environment that uses 128-bit data
encryption.
To use the service,
merchants can either use their own merchant account (Individual
Merchant Account) with an approved bank or utilize Master Merchant
Account, which is operated by TM Net and its partner.
Individual
Merchant
To
become an individual merchant, a company needs to have a merchant
account with an approved bank. All monies will go direct into
merchant's account and it is totally managed by the merchant itself.
TM Net can help merchant to apply for the merchant account but
it is still depending on the Banks to approve the application.
To enable the merchant account for e-commerce transactions, the
bank will normally require the company to provide its company
financial performance and to have certain amount of money deposited
with the bank.
Master
Merchant
Master
Merchant (or also known as Payment Aggregator) is the concept
of one party called "Master Merchant" will be collecting the monies
on behalf of the others, the sub-merchants. The collections are
for the receipt of payments made for items sold on-line. It is
suitable for merchants who have difficulties in opening a merchant
account with bank. The merchant account belongs to the "Master
Merchant" and it is responsible to uphold the agreement with the
acquiring bank. The "sub-merchant" will sign a separate agreement
with the "Master Merchant" to authorize the latter to collect
on their behalf and to ensure that the "Master Merchant" will
reimburse the "sub-merchant" in return.
Integration
Merchants
are advised to set up their web site before they can conduct online
transactions with their customers via our payment system. Our
payment system can be integrated with any web application regardless
of its platform. The integration uses Application Programming
Interface (API) that adhere Hypertext Transfer Protocol (HTTP),
which is the common standard used by any web applications. Our
technical support team is available to assist on any issues that
may be raised by merchants.

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e-Pay - Commerce Payment Service |
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Features |
Description |
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Connectors |
API
for seamless connection
JAVA API
DCOM API
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Netmyne
Commerce Payment Manager |
Web
Based Interface to manage all the online transaction - view,
report, capture, deletes. Generate statement. Check balance. |
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Card
Supported |
MasterCard
and Visa |
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Real
Time Processing |
Yes |
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Highlights |
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No
equipment or software needed
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Easy
to set-up, easy to use
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Sales
statistics and tracking
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High-end
safety and security protection
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Services-
Value Added Services |
Description |
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Hotline
Support |
Phone
support for customer service, technical support and administrative
support |
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Knowledge
Based System |
A
web based questions and answers facility. |
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Directory
Listing |
Free
listing of merchant's site within TM Net Directory. |
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Merchant
Guidebook |
Access
to a wide range of help files and guides, fraud prevention
tips, FAQs, etc. |
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Logo |
Join
our brand-name campaign. Assure your customers that their
payment is processed by a 3rd party professional. |
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Advanced
Infrastructures |
We
provide resilient infrastructure with:
- Firewall
Protection High-end
- Encryption.
High Load
- Handling
Server High
- Availability
Server
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Price list for Service Charges |
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1.
Own Merchant Account |
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Individual
Store |
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Setup
Fee |
1000
- one time |
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Subscription
Fee |
500
- monthly |
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Transaction
Fee |
2%
(exclusive bank's charges) - per transaction |
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2.
Master Merchant Account |
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Individual
Store |
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Setup
Fee |
450
- one time |
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Subscription
Fee |
200
- monthly |
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Transaction
Fee |
6%
(exclusive bank's charges) - per transaction |
*
Price is subject to change without prior notice.
* Subscription is yearly basis.
* All payment must be done up-front during registration.
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have just the right packages to suit your needs. Let
it be of personal use, a small business merchant or
a big established corporation.
Find
out more!
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| Here
is a complete list of reasonable charges incurred for
customization and additional features.
Find
out more!
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New
to the Internet world? Confused about the terms displayed?
Worry not. Here is a list of the most common Internet
terms prepared to help you get yourself familiar with
the new economy.
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out more!
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a critical question on your mind? Not sure about certain
things? Click here and your questions will be answered.
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out more!
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